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Site Map ***HOLIDAY LOAN SPECIAL*****: Need funds for the holidays... Loans up to $2,500 :24 months to repay, rates as low as 7%, subject to credit review, credit profile and  services with UPCU; all factors  will determine your interest rate! Apply Online Today (see link above)!

We value our members so the more services you use at UPCU the more loan discounts you qualify for, we want to earn your loan business, please give us a call today for more details!

Transfer your High Rate Auto Loans over to a low rate Used Auto loan at UPCU! Ask us about the no payment for 75 days program too!

We value your loan business, give us a call if you have any questions about any loan product !!


MOBILE WEBSITE : NEW

OPEN A YOUTH ACCOUNT TODAY and GIVE YOU CHILDREN AND GRANDCHILDREN THE GIFT OF MEMBERSHIP!

In addition, UPCU will deposit the first $5 into any new youth account. 

Auto loan rates are as low as 3.99%; rate will remain the same over the life of the loan; subject to credit approval and for limited time.

Tell your workers and family members about the great benifits of belonging to a credit union! Transfer your accounts today and start saving $$$.

Transfer your Accounts and start Savings $$$.

Automobile

 

 

Auto Loan Specials!

Rates as low as 3.99%* 

We havrecommend two options:

Fleet Dealer referral : Apply online, its EZ with our Online Application, calculate your payments with and without MBI/GAP and Credit Insurance by clicking link below!

*All loans subject to credit approval and rates are subject to change without prior notice.

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Access your accounts 24/7 using account access for PC Teller or Express Teller (800) 983-9590


 

 

 


Simplify Your Life with Convenience Checking! 
UPCU Check Card

 

 

 

 

NO MONTHLY CHARGES for Active Checking Accounts

  • FREE Checks: 60 & older w/ Direct Deposit from Retirement
  • FREE ATM transactions at CO-OP Network: 30,000 locations PLUS, *
  • FREE ATM transactions at 7-Eleven : 5,500 locations*
  • FREE 24-hours Phone Banking w/ Express Teller: 800 #
  • FREE Home Banking w/ PC Teller :
  • FREE DEBIT CARD: NO MONTHLY FEE
  • FREE E-Statements: last nine months
  • FREE E-Alerts
  • FREE E-Notices
  • MasterCard Check Card: Daily Cash Limit : $500
  • Special Loan Discounts
  • 1% Discount on Signature Loans/Credit Cards
  • 0.50 % Discount on Auto Loans
  • *Fee for Balance Inquiries at ATM's: see Express Teller and PC Teller

 

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Money Market Accounts
Union Pacific FCU now offers Money Market accounts.  Click here for more information or click here for the latest rates.

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Your shares are insured to $250,000 by the NCUA
Equal Housing Lender

QUICK LINKS:
Report Lost or Stolen ATM Cards (After Hours Only) at 800-554-8969
Report Lost or Stolen Credit Cards
(24 hours)
800-442-4757

Find an ATM by Texting!

Need to find the nearest CO-OP Network surcharge free ATM? Now you can when you send a text message from your mobile device.
Find out how!


credit reports/scores:

Experian
auto resources:

 NADA values
Edmunds

home resources:

Homeseekers.com
Realtor.com

click here for more web resources


Online Application
Now Available!

click here for details


Dealer Financing Has Limitations
Over the last several months, automobile manufacturers have been offering 0% financing...[more..]


Youth Club
Teach your kids to save and UPCU will deposit the first $5.00 as a special bonus.  Click here for more information or the latest rates.