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Savings Rates
effective December 27 , 2005
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Dividends will not be paid on accounts closed before the end of the dividend period.

All rates are subject to change without notice. Call your credit union for current information.

Money Market Rates
Compare Our Rates

Average Daily Balance Dividend Rate Annual Percentage Yield
up to $100 0.00 0.00
$100.00 - $2,499.99 0.50 0.51
$2,500.00 - $9,999.99 1.40 1.41
$10,000 - $19,000 1.60 1.61
$20,000 - $49,999.99 1.80 1.81
$50,000 & over 2.00 2.01

Regular Shares & Christmas Club

Average Daily Balance Dividend Rate Annual Percentage Yield
up to $100 0.00 0.00
$100.00 - $9,999.99 0.50 0.51
$10,000 & over 0.50 0.51

IRA (Traditional,  Roth and Educational)

Average Daily Balance Dividend Rate Annual Percentage Yield
up to $100 0.00 0.00
$100 - $9,999.99 1.00 1.01
$10,000 and over 1.00 1.01

Youth Club Accounts

  Dividend Rate Annual Percentage Yield

Regular Shares

1.25% 1.26%

Youth Term Share Certificates

Minimum Balance Terms
(in months)
Dividend Rate Annual Percentage Yield
$500 12
24
3.00
3.25
3.04
3.30
$1,000 12
24
36
3.10
3.30
3.30
3.14
3.36
3.36
$1,500 12
24
36
3.25
3.35
3.35
3.30
3.40
3.40
$2,000 12
24
36
3.35
3.45
3.45
3.40
3.51
3.51

Term Share Certificates

Minimum Balance Terms
(in months)
Dividend Rate Annual Percentage Yield
$5,000 6
12
24
3.60
3.45
3.45
3.66
3.51
3.51
$10,000

3*
6
12
24

4.00*
3.93
3.50
3.50
4.08*
4.00
3.56
3.56
$50,000 3*
6
12
24
5.00*
4.00
3.60
3.60
5.12*
4.07
3.66
3.66
*
3 Months
New Money
Only

IRA Share Certificates

Minimum Balance Terms
(in months)
Dividend Rate Annual Percentage Yield
$2,000 12
24
36
3.50
3.55
3.55
3.56
3.61
3.61
$10,000 12
24
36
3.55
3.60
3.60
3.61
3.66
3.66
$25,000 12
24
36
3.65
3.70
3.70
3.72
3.77
3.77
$50,000 12
24
36
3.65
3.70
3.70
3.72
3.77
3.77

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Your shares are insured to $100,000 by the NCUA
Equal Housing Lender