The benefits of credit union
membership can be yours!

Union Pacific FCU is a financial institution that operates in a unique way.

Its members deposit, from time to time, a portion of their individual savings or income into a common fund.  These members elect a Board of Directors from their group to manage the common fund created buy this savings effort.

The money in this common fund is loaned to the members at the lowest possible interest rate Members may borrow the money for any prudent or productive purpose.   This can mean anything from home improvements to personal loans.

The income generated from the member's interest payments on these loans is distributed three ways.

First, to pay the Credit Union's operational expenses.  Second, to set up reserves for delinquent loans.  Third, the remainder of the earnings is distributed back to the members as dividends on savings.

Using this simple concept, this credit union has grown since 1935 into a multi-million dollar institution.  We can service your financial needs at costs substantially lower than those found at finance companies, banks, or any other financial institutions.  This is because the Credit Union is operated by members solely for the interests of the members.  Not a broad collection of profit-oriented stockholders.

An initial deposit of $25.00 into your regular share account will give you access to all these benefits.  Your account is insured by the National Credit Union Share Insurance Fund, a U.S. Government Agency.  Credit Unions are considered, as an industry, to be the safest and soundest financial institutions in the United States.

Take some time to compare the benefits of Credit Union membership with your current primary institution.  You may find that the best financial deals in town can be had right here!